Tranche 2 is here
Is your business ready?
If you are a real estate agent, accountant, lawyer, jeweller or financial professional, new anti money laundering and counter-terrorism funding (AML/CTF) compliance obligations are arriving from 1 July 2026. For many businesses, this is unfamiliar, time consuming and stressful.
This is not business as usual
How do I know if my business needs to comply with AML/CTF legislation?
If your business handles money, property, or client transactions in any form, there is a high likelihood these new obligations apply to you.
Australia’s anti-money laundering and counter-terrorism financing laws are changing, and for the first time, they are expanding beyond banks and financial institutions to include thousands of everyday professional service businesses.
For the first time, thousands of previously unregulated businesses are now required to comply with AML/CTF legislation.
Jewellers and high-value dealers
You are now required to comply with AML/CTF legislation
Accountants and tax agents
You are now required to comply with AML/CTF legislation
Real estate agents and property developers
You are now required to comply with AML/CTF legislation
Lawyers and conveyancers
You are now required to comply with AML/CTF legislation
How we help you get compliant
We work alongside you to design and implement a compliance program that fits your business.
Pivot Compliance help you simplify the complex requirements into clear actions. We set up your systems, streamline your workflows and reduce manual effort. You are not left wondering what to do next.
Our approach focuses on identifying risk first. We prioritise the areas that matter most, so you can move forward with confidence.
Compliance Gap Assessment
Understand exactly where you stand and what needs attention.
AML/CTF Program Development
Tailored policies and procedures aligned to your operations.
Staff Training
Equip your team with the knowledge to manage risk.
Tranche 2 Readiness Reviews
Ensure you are prepared before deadlines and audits.
Ongoing Advisory
Stay compliant as regulations evolve.
How we help you get compliant
We work alongside you to design and implement a compliance program that fits your business.
We simplify complex requirements into clear actions. We set up your systems, streamline your workflows and reduce manual effort. You are not left wondering what to do next.
Our approach focuses on risk first. We prioritise the areas that matter most, so you can move forward with confidence.
Compliance Gap Assessment
Understand exactly where you stand and what needs attention.
AML/CTF Program Development
Tailored policies and procedures aligned to your operations.
Staff Training
Equip your team with the knowledge to manage risk.
Tranche 2 Readiness Reviews
Ensure you are prepared before deadlines and audits.
Ongoing Advisory
Stay compliant as regulations evolve.
We are here to help
Why businesses choose Pivot
Most providers offer software. Pivot offers a partner.
Personal advisory plus system implementation, not just an online platform
25 years of CFO and operational experience applied to real businesses
Practical, risk-based approach focused on what matters first
Independent advice, not tied to any product or provider
Built for SMEs, with local support across regional Queensland
End-to-end programs, from setup through to ongoing compliance
We work alongside advisors, providing specialist AML/CTF support that complements their role
Time is running out
What you need to do before 1 July 2026
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You are now responsible for identifying and managing financial crime risks within your business
You must verify your clients, understand who you are dealing with and document your decisions
You need a formal AML/CTF compliance program in place - not just good intentions
For many businesses, this is completely new territory
Your compliance expert
About Davina Dunn
Davina Dunn is the Founder and Principal of Pivot Compliance, bringing over two decades of experience across finance, operations and compliance at the highest levels.
A Chartered Accountant and former CFO and Head of Risk & Compliance within global financial organisations, Davina has spent her career navigating complex regulatory environments, making critical decisions, and ensuring businesses operate with integrity and control.
After years in high-pressure corporate roles, Davina made the move to the Sunshine Coast to build something different, a business where her expertise could be applied in a more practical, meaningful way.
What she quickly saw was a clear gap.
Regional and coastal businesses were about to be impacted by significant compliance changes, yet many had little visibility, support, or time to work through what it all meant. Pivot Compliance was created to fill that gap.
Davina takes a no-nonsense, practical approach to compliance. She is not here to overcomplicate things or bury clients in technical language. She focuses on helping business owners understand what matters, what needs to be done, and how to get it done properly.
Your questions, answered
Frequently asked questions
Do I really need to comply?
If your business is involved in tranche 2 covered services, the answer is likely yes. We can confirm this quickly and clearly.
Where do I start?
We start with a simple assessment, then guide you through a clear, prioritised plan.
Can I just use online software tools?
Available software is only one part of compliance. You still need to understand your risks and implement processes correctly. We help you do both.
How long does it take?
Timelines vary, but starting early makes the process far more manageable. We help you move efficiently without unnecessary complexity.
What happens after I am set up?
We help you maintain compliance with simple processes, updates and ongoing support.